500/-, 1000/-, 5000/-, 10000/-, 50000/-, 100000/-, 500000/-, 1000000/-
Mode of Investmet
Cash, Cheque, Draft & Pay Order
Min. 500 Min - Max. No Limit
Special Savings Certificates (SSCs) scheme was launched keeping in view the needs & demands of small & medium range investors with a unique investment opportunity of bi-annual returns on their investments. This scheme was launched on on February 4, 1990.
Profit is payable on the completion of each period of six months.
All Pakistani Nationals as well as Overseas Pakistanis can purchase SSCs being a single adult, a minor or two adults jointly where the payments can be received either by the both jointly (Joint-A) or any one of the holders (Joint-B). An adult can also purchase SSCs on behalf of a single minor, two minors jointly or as a joint with a minor.
SSCs can be purchased from any National Savings Centre (NSC), Authorized branch of a Scheduled Bank and the State Bank of Pakistan (SBP) by filling in the SC-1 (Application form), available free of cost from all the above issuing offices.
Documents Required with the Application Form
- A copy of the Computerized National Identity Card (CNIC)
- A copy of National Identity Card for Overseas Pakistanis (NICOP) or Pakistan Origin Card (POC)
- A copy of Form B or Child Registration Certificate (CRC) as issued by NADRA
To download application form in editable Adobe Acrobat format, please click here.
SSC can be purchased by depositing cash at the Issuing Office or by presenting a cheque/ draft/ pay-order. The Certificate shall be issued immediately against the cash payment. However, in the case of deposit through cheque/ draft/ pay-order, the Certificate shall be issued with effect from the date of realization of the cheque/ draft/ pay-order after receiving the clearance advice.
- Minimum: Rs.500/-
- No maximum investment limits
SSCs is encashable at par any time after the date of purchase. However, no profit is payable if the encashment is made before completion of six months and no service charges shall be deducted for the encashment of these certificates. The Certificates issued/purchased/re-invested on or after November 15, 2010 shall not be re-invested on maturity.